When you have a business to manage, a decision made at the right time can make a difference. Choose the Universal savings account and benefit from a savings account with unlimited access to funds, advantageous interest rates and many other benefits.
Your advantages
- You can save in MDL, EUR or USD, with an interest higher than that applied to a current account
- You have an advantageous interest rate, which varies depending on the balance in your account
- You can increase your savings rate due to the capitalization effect of interest
- You have an unlimited term to set up the savings account
- You have immediate availability of funds, without losing the accrued interest
- You can supplement the account with cash at any time, by intra / inter-bank transfers
- You have ZERO commission for opening and managing the savings account
- Keep your savings safe: your funds are guaranteed within the ceiling set by the Deposit Guarantee Fund
Characteristics
- Currency: MDL, EUR, USD
- Maximum balance: unlimited, according to the conditions established by the Bank
- Term (maturity): unlimited, according to the conditions established by the Bank
- Interest: floating, depending on the account balance
- Interest payment: monthly, with capitalization
- Interest calculation: based on the actual balance in the account
- Closing the account: on request, only at the unit where the account was opened
How to open a savings account
At the branch
Come to the OTP Bank management branch with the necessary documents in original.
Online via OTP Internet / Mobile Banking
- Fill in the Application for setting up the savings account in electronic format (PDF);
- Authorizes the Application with advanced and qualified signature;
- Transmits the request through secure messaging of the OTP Internet / Mobile Banking service;
- Contact your Personal Advisor to find out the status of the Application.
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