Dear customers,

Please be informed that from 27.09.2024 the new values of the following Reference Rates come into force:

• LIBOR/EURIBOR (with quarterly changes), for credits granted from BERD EaP SMEC (EU4Business).

You can see the values of the reference rates by clicking on the following link.

Please note that the Reference Rates are variable values, which change automatically with a periodicity established in the credit agreement. Therefore, if you are a member of the Credit Agreement, the If you have one or more loans, the interest rate of which is attached to one of the above-mentioned reference rates, please contact your branch to pick up the new repayment schedule generated as a result of the change in the reference rate.