No matter how many plans you have, we are here to help you carry them out. The pledged personal loan is the perfect solution when you need a loan, without justifying its use. You get up to 2 000 000 MDL and use the money for whatever you need, as you know best.
Secured consumer loans
up to 2 000 000 lei and without justification of expenses
2 000 000 mdl
the maximum amount
8.87% per year
floating interest rate
60 months
maximum repayment period
Advantages
- You can get up to 2 000 000 lei
- Term of up to 60 months
- 8.87% annual interest rate, floating for the whole period
- ZERO granding and file analysis fees
- Free debit card
- Wide range of income accepted
- Advantageous refinancing conditions
- Optional loan insurance - for a more secure and peaceful future
Pledged consumer credit
Credit sum
Duration
The accuracy of the data in this calculator and its applicability to your particular case are not guaranteed. For accurate information and a personalized calculation, come to any bank branch.
Monthly payment
17122.73 MDL
Annual interest
8.87 %
Annual effective interest rate
9.15 %
Representative calculation example: for a personal needs loan, with real guarantees, for a period of 60 months, in the amount of 1 000 000 lei, with a floating annual interest for the entire credit period of 8.87%, with a single commission of granting 0% and monthly administration fee of 0% of the balance, APR is 9.24%
How can you apply for credit?
1. Come to any branch or contact us at 022 256 456 and request an appointment with a bank advisor.
2. Submit your application online in 5 easy steps:
Step 1: Access the credit computer
Step 2: Choose the amount and credit period
Step 3: Fill in the online form with the requested personal data
Step 4: Wait for our adviser's call to clarify some details and set up an appointment
Step 5: Come to the bank to sign the credit agreement
Eligibility criteria
You are eligible for a pledged personal loan if you meet the following conditions:
- You are a citizen of the Republic of Moldova and have a residence visa in the Republic of Moldova
- You have at least 6 months of activity with the current employer
- Pledge: real estate / money in deposit account
Accepted income
- Income from salaries
- Cumulative income of all family members
- Other income that is permanent and can be confirmedte
Guarantees
Real estate / money in deposit account
Required documents
- Identity card (in original)
- Credit application
- Documents confirming the ownership of the pledged goods
- Other documents requested by the bank, if necessary
Information on credit conditions for individuals
- Information on the conditions for issuing unsecured loans to individuals (PDF)
- Information on the conditions for issuing unsecured loans to individuals (Excel)
- Information on the conditions for issuing secured loans to individuals (PDF)
- Information on the conditions for issuing secured loans to individuals (Excel)
Contact us online
Fill in the online contact form and we will contact you as soon as possible
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