Regardless of the season, you feel the happier in YOUR HOUSE. Regardless of the season, we are here to support you, in perhaps one of the most important projects of your life - the purchase of a house.

Get now a mortgage loan and get rid of the burden of rents or opt for refinancing on advantageous terms of real estate loans contracted from other financial institutions.

Moreover, by contracting a mortgage loan from OTP Bank, you are automatically entered into the Prize Draw*:

- Monthly prizes: 3× DeLonghi coffee machines
- Grand prize: 100,000 MDL

Campaign period: 01.05 - 31.10.2026
*The offer is subject to terms and conditions available in the Campaign Regulations.

Your advantages

• Fixed rate of 7.9% for the first year
• You can finance up to 90% of the value of the property, in the case of additional real estate guarantees
• You can benefit from a sum of up to 6 000 000 MDL on a repayment term of up to 30 years
• You have ZERO file analysis fee
• You have ZERO monthly maintenance fee
• You have ZERO currency risk
• You get a debit card for free
• You benefit free of charge from the services offered by the Mortgage Center
• You can refinance advantageously, the loans you have to other financial institutions
• For a safer and calmer future, you can apply for the Property Insurance policy

Information on secured loans conditions for individuals

• Information on the conditions for issuing secured loans to individuals (PDF)
• Information on the conditions for issuing secured loans to individuals (Excel)